Cycle touring, mountain biking, racing and trail riding insurance

You don’t have to be a skier or climber to enjoy the benefits of Snowcard insurance– we also specialise in other mountain sports like mountain biking and kayaking. We offer options to cover all styles of bike riding including – downhill – tracks - road. Specialist activity cover is essential for bike riders. Beware general travel policies which may only cover the lowest level of road riding.
A Snowcard policy can be tailored to include your bike as well, this is a truly unique policy that is not available from general travel insurers. If you take part in multiple activities mixing your mountain biking with kayaking or climbing, use our special Multi-Sport option.

Bike

• Road tourer: non competitive cycle touring holidays
• MTB tracks and trails:mountain bike riding on off road tracks or trails
  – e.g. unmade up roads, paths, bridleways etc.
• Road racer: amateur competitive or timed road events such as Etape du Tour, Cyclosportive events, Marmotte etc.
• MTB High altitude trails: e.g. guided cycle treks over high passes in the Himalaya
• Triathlete: amateur competitions involving swimming, cycling and running.
• MTB tracks and trails competitions: amateur off road mountain bike events
  – e.g. Pass’portes du Soleil timed trail rides.
• MTB downhiller: non competitive off road mountain bike riding
  – e.g. ski resort runs where riding is not on established tracks or paths.
• Multi sport bike and climbing: covers multi sport holidays but not for racing or competition.
• MTB downhiller competition: amateur competitive down hill events e.g. Megavalanche.
• Bike guides and instructors: for persons working as a guide or instructor. Note cover does not include professional liability for the advice you give, only your own personal emergency expenses.