Climbing, mountaineering, trekking/walking insurance

Snowcard insurance has been insuring climbers and walkers for 20 years and are the leading specialist in trekking and climbing insurance in the UK.

ClimbingTrek/Climb

  • Rambler: this is the lowest level for easy walks on marked trails in non mountainous regions.
  • Hill walker: use this level for alpine walking including hut to hut tours, e.g.; Tour de Mont Blanc. Typically you will be walking at low altitudes below 3500m in summer conditions (i.e., no snow or ice involved).
  • Orienteering: organised amateur orienteering competitions.
  • Via ferrata: (Italian for ‘iron way’) is for using fixed wire routes typically found in the Dolomites and other parts of the European Alps.
  • Sport climber: is for single and multi pitch (including leader placed protection) bolted climbing including graded scrambling and bouldering.
  • Snow shoeing: winter walking using snow shoes on marked alpine resort tracks and trails. For technical winter hill walking, use the Trekker option.
  • Trekker: this level is for high altitude or winter hill walking (between 3500m-6000m) and includes treks in the greater ranges of the Himalaya (e.g. Everest Base Camp) and South America (Inca Trail etc.) but also includes Kilimanjaro and high European treks like the Haute Route where glacial crossings or winter conditions necessitating crampons/safety ropes are involved – if you are climbing alpine peaks (e.g. Mont Blanc or technical alpine style 4000m ascents) you must use the Alpinist option.
  • Big walls: is for multi pitch big wall ascents.
  • Trekking peaks upto 6500m: trekking and climbing listed trekking peaks of the Himalaya typically below 6500m (e.g. Mera and Island Peaks).
  • Alpinist: is for alpine style mountaineering ascents in glacial, snow and ice conditions upto 7000m. Includes Mont Blanc and European 4000m alpine style ascents.
  • Ice climbing: multi pitch ascents of frozen waterfalls, ice walls etc.
  • Multisport – Bike and Climb: if you are mountain biking and sport climbing, use this option. For other multi sport options, contact
  • Multisport – Kayak and Climb: if you are kayaking and sport climbing, use this option. For other multi sport options, contact
  • Mountain marathons: amateur competitions trail running in mountainous terrain.
  • Guiding and instructing: working as a guide or instructor. Note cover does not include professional liability for the advice you give, only your own personal emergency expenses.
  • Expedition: is for mountaineering below 7500m in the remote Himalaya/Asia, South America (including Aconcagua), Greenland, Alaska (Denali) – expedition cover is subject to written details of the trip being agreed in advance by Snowcard. Details should be emailed to – note we do not normally quote for expeditions above 7500m.

You are automatically covered for any Trek/climb style below the option you take.

Regardless of the activity you select all policies cover the following:

  • £10 million: Emergency medical and other expenses cover
  • Including repatriation to the United Kingdom
  • Up to £500: Physiotherapy and dental treatment cover
  • Up to £250: Early return home benefit
  • Up to £250: Car hire return benefit
  • Up to £100,000: Search & Rescue expenses
  • Up to £300: Ski/Dive/Golf/ activity Pack
  • Up to £1000: Hospital benefit
  • Up to £25,000: Personal Accident cover
  • Up to £2 million: Personal Liability cover

Policy wording

For policies issued after 10 November 2010 please
refer to the latest Policy wording:

Travel insurance guide and policy wording

policy-wording.pdf [2.25Mb]

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