for short stays of 3 to 60 days - whichever activity you select, you are covered for all activities up to and including the level taken. Single trip policies can be taken for individuals, families and groups. Always cover the full duration of your trip from when you leave home in the UK to when you return to your home in the UK.

annual contracts covering multiple holidays (31 day single trip limit), for individuals, couples and families

activcard.leisure for general travel with option to cover snowcard.wintersports. Covers general leisure holidays with the option to add level 3 snowcard.wintersports cover. If you require level 4 snowcard.wintersports cover for off piste snowboarding, heli skiing, ski touring etc you must take activcard.sports at level 2 or above.

activcard.sports for leisure plus activity holidays (see activity levels) with option to include snowcard.wintersports at level 3 or 4. If you require snowcard.wintersports at level 4 (for off piste snowboarding, heli skiing, ski touring etc) you must take at least sports level 2. Otherwise select the highest activity level you need for your non-wintersports holidays. You are covered for all activities up to and including the level selected. Activcard.sports includes in addition to general baggage cover, activity equipment up to £2000, subject to single item limits. Extensions up to £3000 are available on request.

snowcard.competition multi trip ski policy for young competitive ski racers (amateur only) - this is a specialist policy for juniors spending several weeks a year training and competing on snow. As with all annual policies, there is a 31 day single trip limit but unlimited skiing days are included. This policy is not available to professionals, full time national squad members or for extreme skiing competition.

snowcard.seasonal multi trip ski cover for the ski season only (1 November - 15 May). If you have other annual travel cover but just require specialist wintersports cover for the season, this is the policy for you. 31 day single trip limit, unlimited wintersports holidays. Covers wintersports to level 4.

for trips of 2 to 18 months - this is a low cost budget policy. Restricted cover limits apply (see cover options). Age limit 45. Under no circumstances should you attempt to use this long stay policy if you are working as a guide, instructor or tour operator representative. If these policies do not suit your needs, you must contact Snowcard for a special quote.

activcard.backpacker backpacking, general leisure travel, sightseeing, beach sports like surfing, sailing, windsurfing, water skiing, scuba diving (open water qualification to 18m), cycle touring, incidental mountain sports like bolted, single pitch and sports climbing, bouldering, via ferrata, mountain biking, walking, rafting, bungee jumps. This policy is for mainly backpacking/sight seeing travel although it will cover temporary casual work of a non manual nature. Activity cover is on an infrequent/incidental basis. If you are likely to do any activities for prolonged periods exceeding 2 weeks at a time or more than 25% of the whole time away, call to confirm your trip fits this policy.

activcard.explorer long stay travel including backpacker activities but also covering higher risk activities including high altitude walking, multi pitch climbing, white water kayaking, scuba diving to 40m (advanced open water qualification), skiing and snowboarding. This policy covers activities providing you are not doing any single activity for more than 31 days at a time or for more than 50% of the whole time away. This policy will cover a maximum of 31 days of skiing or snowboarding in total.

snowcard.seasonaire extended season cover for persons staying in a ski resort for 2 & 6 months. Cover only available for European resorts and does not cover persons working as guides, instructors, ski patrollers, racers or attending ski instructor courses.