Answer: 
If the FCO advise against travel to your destination country because of Covid-19 and you still decide to travel, your policy WILL NOT be invalidated. However, claims directly or indirectly caused by the reason for the FCO advising against travel will not be insured (ie. Coronavirus Covid-19). All other claims for injury, accident or illness, baggage, equipment, techno pack and cancellation/travel delay (but not connected with Covid-19) will be insured as normal.