Single trip limits on annual policies

The standard single trip limit for annual multi-trip policies is 31 days.

 

This can be extended to 45, 60 or 90 days. 

Please note that extended cover is available only for recreational holidays and not for professional or work related travel. If you are working abroad for prolonged periods you should speak with your employer about a professional business travel policy.

Please refer to this link for information relating to wintersports on annual multi trip policies.

Annual multi trip policies cover your holidays during a 12 month period subject to the limits and restrictions detailed in the policy wording.

Renewal reminders are sent 4 weeks before the policy is due to expire.

If the renewal date falls mid trip, you must move the start date of the next policy forward to the trip departure date. This is because there may have been changes to your policy, the claims handlers or the insurers and this must not occur mid trip. If in doubt about what to do at renewal, contact Snowcard for guidance [email protected]

It is your responsibility to check your annual policy cover before any trip starts to ensure it will cover your activities. If you need to upgrade your cover, you can manage this via your online account.

Note: policies can only be set up before UK departure, including renewals.

There is no return of premium after the 14 day cooling off period even if you have no further trips planned or if the renewal date is brought forward.

 

FAQ

You can extend the single trip limit of your annual travel insurance to 45, 60 or 90 days.

This can be done when you tailor your quote using the 'quote builder' https://www.snowcard.co.uk/policy-step/1

Applicable to policies purchased after 1st August 2026

Adventure policies cover up to 2 weeks of winter sports holidays.

Adventure Plus policies cover up to 4 weeks of winter sports holidays. 

If you ski for more than 4 weeks in a policy year, you must take the Adventure Max policy, which does not limit the number of winter sports holidays although there is a 31 day single trip limit which can be extended up to 90 days. The maximum number of winter sports days in any 12 month period is 90 days.

https://www.snowcard.co.uk/content/winter-sports-cover-multi-trip-policies