The winter sports activities we cover are listed below. If you can not see the winter sports activity you are taking part in, please email with details and we will advise if cover can be provided.
Please note all policy levels include search and rescue including helicopter and air ambulance costs (see below for search and rescue conditions).
Please also note that whilst Snowcard policies do not exclude off piste activity, we do expect clients to act responsibly and to follow resort rules and regulations, respect safety warnings and to only venture off piste without a guide if experienced and equipped for off piste skiing/boarding. You should not enter 'out of bounds' areas at all or ski outside of marked resort boundaries unless the area has been designated by the resort authorities as open and suitable for recreational off piste skiers/boarders.
If you feel your activities might not be covered please refer full details of your trip before purchasing cover so we can confirm if our policies will be suitable for you.
Adventure Plus
- Cross country langlauf skiing on marked resort trails
- Dog sledging (recreational day trips only, excluding exploratory or polar expeditions)
- Nordic cross country skiing on marked resort trails
- Skiing and snowboarding on pisted areas on graded (green, blue, red, black) resort runs (including skiing off the marked piste at the sides of ski runs or between runs to access lifts)
- Snowmobiling (as a part of an organised holiday activity package, excludes liability insurance for motorised vehicles)
- Snow shoeing
- Tobogganing (as an organised holiday activity)
Max Adventure
- Cross country langlauf skiing away from resort trails
- Cross country langlauf ski marathon amateur events
- Nordic cross country skiing (away from resort trails/multi day tours)
- Skiing - off piste with or without a guide on marked resort runs and unpisted trails and patrolled runs on resort ski area maps that are left unpisted
- Ski-biking and ski bobbing (non-motorised, on piste only)
- Snowboarding - off piste with or without a guide on marked resort runs and unpisted trails and patrolled runs on resort ski area maps that are left unpisted
- Telemark skiing - on and off piste with or without a guide on marked resort runs and unpisted trails on resort ski area maps
Extreme Adventure
- Dog sledging (guided multi-night trips, excluding exploratory or polar expeditions)
- Heli boarding and snowcat boarding
- Heli skiing and snowcat skiing
- Kite skiing
- Pipe and park freestyle skiing and snowboarding (but excluding competitions) - note for family holidays or situations where fun parks are used incidentally you can use either the Adventure or Adventure Plus level, the Adventure Max level is for higher risk users of freestyle ski park areas.
- Ski touring (ascending using skins) - alpine touring, back country skiing, skidoo, snowcat or helicopter skiing
- Ski touring (pulling pulks) - commercially guided tours only
- Ski racing - organised amateur ski races forming part of a recreational winter sports holiday
- Snowboarding in back country areas including heli boarding and snowcat boarding
- Split boarding - back country touring
Pro Adventure
- Guiding and instructing (please refer for agreement)
- Ski Instructor training courses (31 day maximum duration please refer for agreement)
- Ski touring (pulling pulks) - unguided - please provide full details before purchase
- Ski mountaineering - alpine ascents using mountaineering equipment (European destinations only)
- Ski mountaineering - alpine ascents using mountaineering equipment (Worldwide destinations below 6000m) - you must provide full details of the trip for acceptance before proceeding
Pro Adventure Policies
If you select Pro Adventure please ensure your activities or travel do not need to be referred for acceptance, for instance for trips over 31 days, expeditions or work related travel
If you are unsure if your winter sports activities are covered by any of the above, please refer full details of your trip - [email protected]
Activities covered: click here for full list
Policy conditions for search and rescue:
01. Expenses are only payable for your proportion of a search and rescue operation.
02. You must comply at all times with local safety advice and adhere to the recommendations prevalent at the time.
03. You must not knowingly endanger either your own life or those in your party if your experience or skill levels fall below those required to participate in your activity, particularly when you are not with a professionally qualified guide or instructor.
04. Costs will only be covered up to the point where you are recovered by Search and Rescue or at the time where the Search and Rescue authorities advise that continuing the search is no longer viable.
See medical and other expenses section of cover for further cover information
You should call the emergency assistance service as soon as possible and assistance will be provided in repatriating you to the UK as quickly as possible.