Activities Covered
Adventure basic | Adventure plus | Max Adventure | Extreme Adventure | Pro Adventure | |
---|---|---|---|---|---|
Backpacking | Yes | Yes | Yes | Yes | Yes |
Beach holidays | Yes | Yes | Yes | Yes | Yes |
Bungee jumping (professionally organised holiday excursions only) | No | Yes | Yes | Yes | Yes |
Camel desert safaris | Yes | Yes | Yes | Yes | Yes |
City breaks | Yes | Yes | Yes | Yes | Yes |
Cheerleader amateur competitions | No | Yes | Yes | Yes | Yes |
Cruises | Yes | Yes | Yes | Yes | Yes |
Dance holidays and competitions (not involving gymnastics) | Yes | Yes | Yes | Yes | Yes |
Dance holidays and competitions (involving gymnastics) | No | Yes | Yes | Yes | Yes |
Fishing (fly/coarse/beach/pier) | Yes | Yes | Yes | Yes | Yes |
Fishing (sea fishing within coastal waters 12 miles from shore) | No | Yes | Yes | Yes | Yes |
Go karting (as a part of an organised holiday activity package, excludes liability insurance for motorised vehicles) | Yes | Yes | Yes | Yes | Yes |
Golf | Yes | Yes | Yes | Yes | Yes |
Horse riding/pony trekking | Yes | Yes | Yes | Yes | Yes |
Jogging (non-competitive running) | Yes | Yes | Yes | Yes | Yes |
Motor cycle touring (tarmac roads only) | Yes | Yes | Yes | Yes | Yes |
Non contact miscellaneous sports | No | No | Yes | Yes | Yes |
Non manual business travel | Yes | Yes | Yes | Yes | Yes |
Non manual voluntary or charity work | Yes | Yes | Yes | Yes | Yes |
Obstacle racing (amateur events only) | No | No | No | Yes | Yes |
Quad biking (as a part of an organised holiday activity package, excludes liability insurance for motorised vehicles) | No | Yes | Yes | Yes | Yes |
Running races including amateur marathons | No | Yes | Yes | Yes | Yes |
Safari | Yes | Yes | Yes | Yes | Yes |
Ultra marathons (inc. multi day amateur events) | No | No | No | No | Yes |
Yoga, Meditation and Art retreats | Yes | Yes | Yes | Yes | Yes |
Zip lining (as a part of an organised holiday activity) | No | Yes | Yes | Yes | Yes |
Adventure basic | Adventure plus | Max Adventure | Extreme Adventure | Pro Adventure | |
---|---|---|---|---|---|
Cycle touring (tarmac roads) | Yes | Yes | Yes | Yes | Yes |
Cycle touring - amateur event road racing | No | Yes | Yes | Yes | Yes |
Cycle touring (high altitude alpine passes tarmac roads) | No | Yes | Yes | Yes | Yes |
Cycle touring (off road tracks or gravel roads) | No | Yes | Yes | Yes | Yes |
Cycle touring (long distance endurance events) | No | No | Yes | Yes | Yes |
Cycle touring (long distance endurance events off road tracks or gravel roads) | No | No | No | Yes | Yes |
Fat biking on snow/ski trails | No | No | Yes | Yes | Yes |
Guiding or instructing (please refer for agreement) | No | No | No | No | Yes |
Iron man amateur events | No | No | No | Yes | Yes |
Mountain biking - cross country (forest paths, tracks etc) | No | Yes | Yes | Yes | Yes |
Mountain biking - cross country and trail riding only amateur competitive events | No | No | No | Yes | Yes |
Mountain biking - trail riding (inc.lift accessed ski runs) | No | No | Yes | Yes | Yes |
Mountain biking - enduro and downhill (DH) (recreational holiday non-competition riding) | No | No | No | Yes | Yes |
Mountain biking - enduro and downhill (DH) amateur events, freeride and dirt jumping | No | No | No | No | Yes |
Triathlon amateur events (road races) | No | No | Yes | Yes | Yes |
Triathlon amateur events (off road races) | No | No | No | Yes | Yes |
Adventure basic | Adventure plus | Max Adventure | Extreme Adventure | Pro Adventure | |
---|---|---|---|---|---|
Abseiling | No | Yes | Yes | Yes | Yes |
Adventure races (organised amateur events only) | No | No | No | No | Yes |
Alpine mountaineering upto 5000 meters | No | No | No | Yes | Yes |
Big wall climbing (multi pitch/multi day ascents) | No | No | Yes | Yes | Yes |
Bouldering | No | Yes | Yes | Yes | Yes |
Deep water soloing (on previously climbed areas designated as suitable for deep water solo climbing) | No | No | No | Yes | Yes |
Fell running | No | No | Yes | Yes | Yes |
Glacial crossing/trekking | No | No | Yes | Yes | Yes |
Guiding and instructing (please refer for agreement) | No | No | No | No | Yes |
Hill walking in summer conditions (e.g. Tour de Mont Blanc, Hut to Hut tours) | No | Yes | Yes | Yes | Yes |
Hill walking or snow shoeing in winter conditions (e.g. in snow or ice where crampons and ropes might be used) | No | No | Yes | Yes | Yes |
Ice climbing | No | No | No | Yes | Yes |
Mountaineering upto 7000m (professional guided trips only, please submit itinerary prior to departure for agreement) | No | No | No | No | Yes |
Mountaineering - any first ascents - refer for agreement before policy purchase | No | No | No | No | Yes |
Mountain marathons | No | No | No | Yes | Yes |
Multi pitch rock climbing (where leader placed protection is involved) | No | No | Yes | Yes | Yes |
Orienteering | No | Yes | Yes | Yes | Yes |
Pot Holing and Caving (in previously explored systems where there is organised local cave rescue) | No | No | Yes | Yes | Yes |
Pot Holing and Caving (exploratory systems where there is organised local cave rescue) | No | No | No | Yes | Yes |
Pot Holing and Caving (exploratory systems where there is no organised local cave rescue) | No | No | No | No | Yes |
Scrambling | No | Yes | Yes | Yes | Yes |
Single pitch and/or bolted sport climbing (inc.permanently bolted multi pitches) | No | Yes | Yes | Yes | Yes |
Sport climbing (involving permanent fixed anchors) | No | Yes | Yes | Yes | Yes |
Trad climbing (Traditional multi pitch climbing involving leader placed protection) | No | No | Yes | Yes | Yes |
Trekking upto 4000m in the greater ranges (e.g. Nepal, South America) | No | Yes | Yes | Yes | Yes |
Trekking upto 6000m in the greater ranges (eg, Everest base camp, Inca Trail, Kilimanjaro) | No | No | Yes | Yes | Yes |
Trekking peaks upto 7000m (as designated in the Himalaya, e.g. Island Peak, Mera Peak etc) | No | No | No | Yes | Yes |
Via ferrata | No | Yes | Yes | Yes | Yes |
Adventure basic | Adventure plus | Max Adventure | Extreme Adventure | Pro Adventure | |
---|---|---|---|---|---|
Black water rafting (organised guided trips only) | No | No | Yes | Yes | Yes |
Canadian canoeing on lakes or flat water | Yes | Yes | Yes | Yes | Yes |
Canoeing on lakes or flat water | Yes | Yes | Yes | Yes | Yes |
Canyoning and coasteering | No | Yes | Yes | Yes | Yes |
Cave diving | No | No | Yes | Yes | Yes |
Coastal sailing/yachting (within 12 miles of the shore) | Yes | Yes | Yes | Yes | Yes |
Dinghy sailing | Yes | Yes | Yes | Yes | Yes |
Dinghy racing (amateur events only) | No | Yes | Yes | Yes | Yes |
Flotilla sailing | Yes | Yes | Yes | Yes | Yes |
Freediving (as a part of an organised course/activity) | No | Yes | Yes | Yes | Yes |
Hydro speeding | Yes | Yes | Yes | Yes | Yes |
Jet skiing (as a part of an organised holiday activity package, excludes liability insurance for motorised vehicles) | No | No | Yes | Yes | Yes |
Kite surfing/foiling | No | No | Yes | Yes | Yes |
Paddle boarding | Yes | Yes | Yes | Yes | Yes |
River boarding | No | Yes | Yes | Yes | Yes |
River wilderness canoeing (guided trips) | No | Yes | Yes | Yes | Yes |
Rowing (including amateur events) | Yes | Yes | Yes | Yes | Yes |
Sailing regattas (organised amateur events only) | No | Yes | Yes | Yes | Yes |
Scuba diving to 40 meters (subject to qualification or undertaking a recognised course) | Yes | Yes | Yes | Yes | Yes |
Scuba diving to depths exceeding 40 meters (subject to qualification or undertaking a recognised course) | No | Yes | Yes | Yes | Yes |
Sea and surf kayaking | Yes | Yes | Yes | Yes | Yes |
Sea kayaking (multi day excursions) | No | No | Yes | Yes | Yes |
Sea kayaking (remote location expeditions - please refer details of trip for agreement) | No | No | No | Yes | Yes |
Snorkelling | Yes | Yes | Yes | Yes | Yes |
Surfing | Yes | Yes | Yes | Yes | Yes |
Swimming - amateur open water events | No | Yes | Yes | Yes | Yes |
Swimming - amateur winter open water events | No | No | Yes | Yes | Yes |
Swimming treks (organised and professionally supported) | Yes | Yes | Yes | Yes | Yes |
Tall ship sailing (as crew with a professionally organised company) | No | Yes | Yes | Yes | Yes |
Wake boarding and water skiing | Yes | Yes | Yes | Yes | Yes |
Windsurfing/foiling | No | Yes | Yes | Yes | Yes |
Windsurfing - amateur races and competitions | No | No | Yes | Yes | Yes |
Wing surfing/foiling | No | No | Yes | Yes | Yes |
White water kayaking up to grade 3 | No | Yes | Yes | Yes | Yes |
White water kayaking up to grade 5 | No | No | Yes | Yes | Yes |
White water rafting up to grade 3 | No | Yes | Yes | Yes | Yes |
White water rafting up to grade 5 | No | No | Yes | Yes | Yes |
Yachting within 60 miles of a safe haven. | No | Yes | Yes | Yes | Yes |
Adventure basic | Adventure plus | Max Adventure | Extreme Adventure | Pro Adventure | |
---|---|---|---|---|---|
Cross country langlauf skiing (on marked resort trails only) | Yes | Yes | Yes | Yes | Yes |
Cross country langlauf skiing (away from resort trails) | No | Yes | Yes | Yes | Yes |
Cross country langlauf ski marathon events (amateur) | No | No | Yes | Yes | Yes |
Dog sledging (recreational day trips only, excluding exploratory or polar expeditions) | No | Yes | Yes | Yes | Yes |
Dog sledging (guided multi-night trips, excluding exploratory or polar expeditions) | No | No | No | Yes | Yes |
Guiding and instructing (please refer for agreement) | No | No | No | No | Yes |
Heli skiing and snowcat skiing | No | No | Yes | Yes | Yes |
Ice skating (recreational as part of a winter sports holiday) | Yes | Yes | Yes | Yes | Yes |
Pipe and park freestyle skiing and snowboarding (excluding competitions) | No | No | No | Yes | Yes |
Skiing - on and off piste with or without a guide | No | Yes | Yes | Yes | Yes |
Ski-biking and ski bobbing (non-motorised, on piste only) | No | No | Yes | Yes | Yes |
Ski Instructor training courses (31 day maximum duration please refer for agreement) | No | No | No | No | Yes |
Ski touring (ascending using skins) - back country skiing or snowboarding, skidoo, snowcat or helicopter skiing | No | No | Yes | Yes | Yes |
Ski touring (pulling pulks) - commercially guided tours only | No | No | No | Yes | Yes |
Ski touring (pulling pulks) - unguided - please provide full details before purchase | No | No | No | No | Yes |
Ski mountaineering - alpine ascents using mountaineering equipment (European destinations only) | No | No | No | Yes | Yes |
Ski mountaineering - ascents using mountaineering equipment (Worldwide destinations upto 6500m) | No | No | No | No | Yes |
Ski racing - organised amateur ski races forming part of a recreational winter sports holiday | No | No | No | No | Yes |
Snowboarding - on and off piste with or without a guide | No | No | Yes | Yes | Yes |
Snowmobiling (as a part of an organised holiday activity package, excludes liability insurance for motorised vehicles) | No | Yes | Yes | Yes | Yes |
Snow shoeing away from marked resort trails | No | No | Yes | Yes | Yes |
Snow shoeing on marked resort trails | No | Yes | Yes | Yes | Yes |
Split boarding - back country touring | No | No | Yes | Yes | Yes |
Telemark skiing - on and off piste with or without a guide on marked resort runs and unpisted trails on resort ski area maps | No | No | Yes | Yes | Yes |
Tobogganing (as an organised holiday activity) | No | Yes | Yes | Yes | Yes |