There are some activity holidays we are unable to provide cover for.

These include:-

• Horse racing, polo and hunting.
• All aerial sports including paragliding, hang gliding, flying microlight aircraft, piloting any aircraft and hot air balloons.
• Un-guided or self organised off road motor cycle sport.
• Motor sport, motorised racing or time trials.
• Any professional competition or competing in major international events as a UK representative.
• Self organised mountaineering expeditions which we have not agreed in advance to cover.
• Exploratory expeditions that we have not agreed in advance to cover.
• Military exercises.
• Professional indemnity insurance or public liability insurance for running a business.
• Employers liability insurance.
• Public liability or third party liability for operating motorised vehicles.
• Any travel to the Polar regions for specialist expeditions.
• Any travel to the Antarctica. 
• Transatlantic yachting expeditions or ocean crossings and global circumnavigation.