There are some activity holidays we are unable to provide cover for.
- Horse racing, polo and hunting.
- All aerial sports including paragliding, hang gliding, flying microlight aircraft, piloting any aircraft and hot air balloons.
- Un-guided or self organised off road motor cycle sport.
- Motor sport, motorised racing or time trials.
- Any professional competition or competing in major international events as a UK representative.
- Self organised mountaineering expeditions which we have not agreed in advance to cover.
- Exploratory expeditions that we have not agreed in advance to cover.
- Military exercises.
- Professional indemnity insurance or public liability insurance for running a business.
- Employers liability insurance.
- Public liability or third party liability for operating motorised vehicles.
- Any travel to the Polar regions for specialist expeditions.
- Any travel to the Antarctica.
- Transatlantic yachting expeditions or ocean crossings and global circumnavigation.