There are some activity holidays we are unable to provide cover for:

These include:-

• Horse racing, polo and hunting.
• All aerial sports including paragliding, hang gliding, flying microlight aircraft, piloting any aircraft and hot air balloons.
• Un-guided or self organised off road motor cycle sport.
• Motor sport, motorised racing or time trials.
• Any professional competition or competing in major international events as a UK representative.
• Self organised mountaineering expeditions which we have not agreed in advance to cover.
• Exploratory expeditions that we have not agreed in advance to cover.
• Military exercises.
• Professional indemnity insurance or public liability insurance for running a business.
• Employers liability insurance.
• Public liability or third party liability for operating motorised vehicles.
• Any travel to the Polar regions for specialist expeditions.
• Any travel to the Antarctica. 
• Transatlantic yachting expeditions or ocean crossings and global circumnavigation. 

With effect from September 2021 Snowcard will no longer be offering cover on new policies for:

• Ski racing and training (cover for ski school races at the end of a recreational winter sports holiday with ski lessons is not affected, these end of holiday events will be covered by your normal winter sports policy)
• Cresta or bob sleigh runs and races
• Downhill, enduro, freeride, dirt jumping and cyclo cross mountain bike races or competitions.