Cycling Travel Insurance

  • 24/7 Emergency medical cover
  • Search and rescue
  • Repatriation
  • Personal liability

Cycling Travel Insurance

Snowcard offer the best cycling holiday insurance. We have been providing cycling insurance along side our winter sports insurance for over 35 years.

Cycling is extremely popular and one of the best ways to enjoy and experience the natural world around you. Cycle touring has become one of the most successful activity holiday sports in recent years. Insurance, whilst the last thing we want to think about before heading overseas on a cycling trip, is a vital piece of kit. Insure yourself with our cycling travel insurance and free yourself, your bike and your mind!

With our flexible policies, you have the power to tailor a policy that matches your needs, this is a unique service not available elsewhere in the UK. You can also insure your bike.

Whether you're planning a relaxing cycling holiday with the family or looking to take part in challenging iron man competitions or cycle touring sportive events, Snowcard have the right cycling trip insurance for you.

We provide cycling holiday insurance for a range of bike sports depending on the cover options you choose for;

  • Cycle touring
  • Cycle touring - road racing
  • Endurance cycling events
  • Iron man amateur events
  • Triathlon amateur events.

If you prefer to explore offroad then you’ll be pleased to know that we also provide specialist mountain biking travel insurance.

Will Standard Travel Insurance Provide Cycle Holiday Insurance Cover?

If you already have travel insurance be sure to always check your policy wording to ensure you have adequate cover for cycling holidays that includes emergency rescue, repatriation and personal liability insurance.

Standard cover, like that provided free with bank accounts, will not necessarily always provide cycle trip insurance, and almost certainly not cover for your bike. Should you have an accident whilst on a cycling holiday you will need cycle trip insurance and remember the GHIC only provides basic state services and without insurance, you will have to pay for some or all of your treatment.  

With a Snowcard policy, you can enjoy your cycling holiday safe in the knowledge that you have specialist cycling holiday insurance which is tailored and personalised to you. 

Single Trip Cycle Insurance

At Snowcard we offer single trip cycling travel insurance cover for durations up to 90 days. We also provide multi-trip policies, which provide cover for several cycling holidays a year. 

Please ensure that you select the option covering your highest risk activity should your holiday adventure include several activities as well as cycling.  Use the 'find my level of cover' tool in the 'quote builder'. 

If you would like to find out further information about our cycling holiday insurance then please get in touch with us by email. We will be more than happy to answer any questions or queries you may have about your cycling trip insurance. 

Specialist Cover That Reflects How You Travel

From road racing to high-altitude trails, our policies are designed for active travel — adventure insurance for thoughtful adventurers

£10m Emergency medical expenses

Search and rescue included as standard

Personal liability protection

Flexible cover levels tailored to your trip

Frequently Asked Questions

Cycling has been the growth sport in recent years and has become hugely popular both in the UK and on the continent where cycling is treated almost like a religion. In Europe, the roads, routes, views and facilities for cyclists offer no bounds, and the traffic is quieter than in the UK! Depending on the type of cycling you are doing, you will need to take a specialist cycle touring policy.

Snowcard provides specialist cycling travel insurance and have been a top provider of activity-travel insurance for cycling for over 35 years. Snowcard have a tried and tested policy that can cover your touring or competitive needs.

With a Snowcard policy you will be safe and secure on your cycling travel adventure. Cover provides specialist medical assistance for road and trail accidents should you fall or be involved in a collision with another road user. Snowcard offer 5 levels of cover, each covers progressively higher risk sports and activities.

With our travel insurance, as standard you will receive medical and liability cover, £10 million for emergency medical expenses and £2 million for personal liability. All policies include ambulance and airlift expenses. You can customise your insurance to cover personal belongings, sports equipment including bikes, electronics (techno pack), cancellation and travel interruption.

Cover for a Wide Range of Activities

Explore all activities

Winter & Snow

  • Skiing on and off-piste
  • Snowboarding
  • Ski touring & heli-skiing
  • Winter mountaineering

Mountain & Trekking

  • Trekking
  • Rock climbing
  • Mountaineering
  • Via ferrata & bouldering

Cycling & Biking

  • Cycle touring worldwide
  • Mountain biking
  • Trail & downhill
  • Enduro & dirt

Water Activities

  • Scuba diving
  • Surfing & sailing
  • Windsurfing
  • Kayaking & white water

Multi-Activity

  • Backpacking & safaris
  • Golf & tennis
  • Horse riding
  • General sports holidays

Why Snowcard is the best travel insurance

Experience You Can Rely On

With over 35 years of specialist experience, Snowcard has built a reputation among serious travellers across skiing, climbing, cycling and adventure travel with over 50,000 regular clients.

  • Trusted by generations of UK adventurers
  • Specialist policies for real-world conditions
  • Independent and founder run

This isn't standard insurance adapted for adventure.
It's built specifically for it.

Still independently run. Still focused on adventure. Snowcard remains a founder-led business, with decades of experience guiding everything we do.

Confidence to Go Further

The most rewarding experiences often lie just beyond your comfort zone. With the right preparation, uncertainty becomes opportunity.

Snowcard gives you the confidence to:

  • Adapt your plans
  • Take on more ambitious challenges
  • Focus on the experience and not the risk

Underwritten by A+ rated insurers and supported by the International Medical Group, Snowcard provides 24/7 emergency assistance worldwide.

Start your journey prepared

You've planned the route. Now make sure you're properly covered.

Enjoy your adventure!

Ready for your cycling adventure?

35 years of specialist experience. Cover built for every kind of rider.