N.B. Insurance policies available from this website can only be used by UK, Channel Islands and Isle of Man residents.

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What level of cover do I need?

Levels of cover

Please start typing your activity in the box below. You are covered for all activities in the level you select and those in lower levels. If you are taking part in multiple activities, make sure you select the highest level that will cover all of your activities.

What is your most extreme activity?

You require: Proceed

Please check our full activity levels information table - if you cant find a match for your activity - let us know so we can add it.

If you are taking part in an activity that might be considered out of the ordinary or you are travelling to unusual or remote destinations, please refer full details before proceeding and we will confirm if your trip can be covered.

How many weeks winter sports on multi trip policies
Cover for COVID19
Expeditions
Excluded activities
Read about the locations we cover
2

Annual multi-trip insurance

Cancellation cover (if selected) starts when you book each trip or on the start date entered here and shown on your Insurance Schedule, if this is later. Cover under all other sections of the policy begins when you leave home to go on a trip and ends when you return home from that trip.  The start and finish dates of the trip must fall within the 12 month period of insurance. For trips booked during the 12 month period and that start after the end of the 12 month period, we will provide cancellation cover until the policy ends. Please note that annual multi-trip policies can not be purchased more than 2 months in advance of the policy start date and must be purchased in the UK before departure of your first trip. Cancellation cover commences from the policy start date you specify here.

Single trip limits

Winter sports limits on annual multi-trip policies

Single trip policies

You must insure the full duration of your trip and purchase your insurance before departing from the UK. If you have an annual policy with another insurer and you require higher risk cover with Snowcard for a short duration only, we CANNOT help topping up another insurers policy. You must insure your full trip duration with Snowcard for your policy to be valid.

If you select cancellation cover, it takes effect from the date of policy purchase until your departure date. The insurance for personal belongings, equipment and techno pack (if shown on your Insurance Schedule) is only valid if you have insured the whole duration of each individual trip and starts when you depart from the UK. If you have a Snowcard annual multi trip policy at a lower level of cover, you can purchase single trip top up cover (medical and emergency expenses only) at a higher level for short durations.

3
Important information about your age
How many people to be insured?

The age band selected must be that of the person who is the lead insured name or the oldest person in the family or group. If a group member is older than 56+, it will be cheaper for the group if the older traveller is insured separately. For persons aged over 75 contact https://www.biba.org.uk for advice.

Please note a family is 2 adults and upto 4 children up to the age of 18 – a couple is 2 persons married or living together as married – a group is 2 or more persons travelling together on the same holiday. For single parent families, use either the couple or group options.

To insure a minor <18 travelling alone, the parent must register their details but insert the name and age of the child when prompted to enter the name of the person to be insured.

Premium
(inclusive of insurance premium tax)
£10m emergency medical and rescue insurance and £2m personal liability standard on ALL policies.
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Now tailor your quote

Cycling Travel Insurance

Snowcard offer the best cycling holiday insurance. We’ve been providing cycling insurance for over 30 years, discover our tried and tested specialist road cycling trip insurance today.

Freedom, the wind in your face, exploring stunning landscapes to your heart’s content, cycling is undoubtedly one of the best ways to enjoy and experience the natural world around you. Insurance, whilst the last thing we want to think about before heading overseas on a cycling trip, is a vital piece of kit. Insure yourself with our cycling travel insurance and free yourself, your bike and your mind!

At Snowcard our policies aren’t just for hitting the ski slopes. As the UK’s longest running specialist provider of activity cover including, of course, cycle holiday insurance, we have a wealth of experience providing cycling travel insurance as well as skiing, snowboard, and winter sports insurance.

With our flexible policies, you have the power to tailor a policy that matches your needs, this is a unique service not available elsewhere in the UK. Whether you're planning a relaxing cycling holiday with the family or looking to take part in challenging iron man competitions or cycle touring sportive events, at Snowcard we have the right cycling trip insurance for you!

We provide cycling holiday insurance for a range of bike sports depending on the cover options you choose for;

  • Cycle touring
  • Cycle touring - road racing
  • Endurance cycling events
  • Iron man amateur events
  • Triathlon amateur events.

If you prefer to explore offroad then you’ll be pleased to know that we also provide specialist mountain biking travel insurance.

 

Will Standard Travel Insurance Provide Cycle Holiday Insurance Cover?

If you already have travel insurance be sure to always consult your policy wording and documentation to ensure you have adequate cycling holiday insurance.

Standard cover, like that provided free with bank accounts, will not necessarily always provide cycle trip insurance for cycle touring or indeed other cycling activities. Should you have an accident whilst on a cycling holiday you will need cycle trip insurance and remember the EHIC will no longer be valid after Brexit.  Be wary of general travel policies as they do not always provide cover for road riding or competitions and will typically not include cover for your bike or personal liability. With a Snowcard cycle holiday insurance, you can insure your bike for values upto £5000..

With a Snowcard policy, you can enjoy your cycling holiday safe in the knowledge that you have specialist cycling holiday insurance which is tailored and personalised to you. 

 

Single Trip Cycle Insurance

At Snowcard we offer single trip cycling travel insurance cover for durations up to 60 days. We also provide multi-trip policies, which provide cover for several cycling holidays a year. For single trip and annual multi-trip policies we offer 5 options;

  • Adventure basic
  • Adventure plus
  • Max adventure
  • Extreme adventure
  • Pro adventure

Please ensure that you select the option covering your highest risk activity should your holiday adventure include several activities as well as cycling.  Use the 'find my level of cover' tool in part 1 above. 

If you would like to find out further information about our cycling holiday insurance then please get in touch with us by using our contact form or by email. We would be more than happy to answer any questions or queries you may have about our cycling trip insurance. 

FAQs

Do I Need Specialist Cycling Travel Insurance?

Cycling has been the growth sport in recent years and has become hugely popular both in the UK and on the continent where cycling is treated almost like a religion. In Europe, the roads, routes, views and facilities for cyclists offer no bounds, and the traffic is quieter than in the UK! Depending on the type of cycling you are doing, you will need to take a specialist cycle touring policy.

Snowcard provides specialist cycling travel insurance and have been a top provider of activity-travel insurance for cycling for over 30 years. Snowcard have a tried and tested policy that can cover your touring or competitive needs.

What Does Cycling Travel Insurance Cover?

With a Snowcard policy you will be safe and secure on your cycling travel adventure. Cover provides specialist medical assistance for road and trail accidents should you fall or be involved in a collision with another road user. Snowcard offer 5 levels of cover, each covers progressively higher risk sports and activities.

With our travel insurance, as standard you will receive medical and liability cover, £10 million for emergency medical expenses and £2 million for personal liability. All policies include ambulance and airlift expenses. You can customise your insurance to cover personal belongings, sports equipment including bikes, electronics (techno pack), cancellation and travel interruption.