If you’re looking for ski holiday insurance, then you’re in the right place! Here at Snowcard Insurance Services we have been providing skiers with flexible, adaptable cover solutions and peace of mind since 1990.

As one of the UK’s longest serving specialist providers of winter ski insurance, we cover a range of winter sports including on and off piste skiing, with or without a guide. All policies include invaluable search and rescue insurance, a must for travel in the mountains. 

Whatever your style of skiing, we have a policy to suit your needs with what we believe to be the best ski travel insurance available, with the best specialist travel underwriter in the UK, Ageas Insurance. Their inhouse 24/7 emergency service, Assistance International provides an award winning claims service for skiers. That is why they have been looking after our clients for over 25 years, a unique relationship unparralled in the modern travel insurance market with many years of shared experience in providing specialist winter sports care. 

Taking chances on the slopes without adequate cover is a problem (the FCO estimates around 1 in 5 skiers ignors the need for winter sports insurance). For skiers particularly, this can be a costly risk. Should you require medical assistance, or even helicopter rescue in an emergency situation, then you’ll need to be covered with a Snowcard policy. Average claims costs are over £1000 even if you have a European Health Insurance Card. If you need a helicopter rescue and hospitalisation is involved, average costs exceed £5000, serious injuries can run into much higher figures, especially in North America where claims regularly exceed £50,000. 

With a Snowcard policy, we can provide specialist cover for the following ski based activities;

• Nordic cross country skiing
• Pipe and park freestyle skiing and snowboarding
• Skiing - on and off piste with or without a guide
• Ski-biking and ski bobbing (non-motorised, on piste only)
• Ski racing/training (as an amateur or junior, excluding national team members or major international events)
• Ski touring (ascending using skins) - back country skiing or snowboarding, skidoo, snowcat or helicopter skiing
• Ski mountaineering - alpine ascents using mountaineering equipment (European destinations only)

Travel Insurance Skiing On and Off Piste

Off piste ski insurance is vital if you are an accomplished skier looking to venture off marked trails and leave the pisted controlled slopes behind.

As an established specialist provider of ski travel insurance, we understand our customers’ requirements when it comes to skiing, which is why we can offer cover for skiing on and off piste with or without a guide, allowing you to enjoy your adventure with security and peace of mind. 

The Swiss Federal Institute For Forest, Snow and Landscape Research website outlines each avalanche danger level with the European Danger Scale. You should be aware of these guidlines as failure to exercise a duty of care and triggering avalanches that cause other skiers or snowboarders injury or death has recently landed the unaware in court!

What Does Snowcard Travel Insurance for Skiing Cover

Like with any holiday or trip abroad, the last thing you want to think about is what could go wrong, and that’s why we provide access to 24/7 emergency assistance no matter where you are in the world. Our policies are designed to respond in a crisis, and whilst our premiums are competitive for the high level of cover we give, it’s important to know when comparing quotes for ski travel insurance that standard, budget or cheap policies typically provide you with much lower levels of cover, often underwritten by insurers with little or no experience of the mountains.

Snowcard policies are tailored to ensure you have protection specific to you and depending on the cover options you select include cover for:

Emergency Medical Expenses, Rescue & Repatriation (automatically included on all policies)

• Personal Liability
• Personal Accident

Personal Belongings

• Ski Equipment
• Techno pack – for cameras and electronics

Cancellation & Curtailment

• Travel Delays
• Missed Departure
• Piste Closure

The mountains are waiting…. cover your trip with Snowcard today!  

If you’re new to skiing and planning a ski holiday for the first time, then you may want to read how to stay safe on the slopes, a guide produced by GOV.UK.