Ski Travel Insurance
- 24/7 Emergency medical cover
- Search and rescue
- Repatriation
- Personal liability
Ski Insurance
If you’re looking for ski holiday insurance, then you’re in the right place! Snowcard Insurance Services has been providing skiers and snowboarders with flexible, adaptable ski insurance and peace of mind since 1990. Snowcard is the best value ski trip insurance, tried and tested for over 35 years.
As one of the UK’s longest serving specialist providers of winter sports ski insurance, Snowcard cover a wide range of winter sports activities including on and off-piste skiing with or without a guide. All of our ski holiday insurance policies include invaluable search and rescue insurance as standard, critical for travel in the mountains where heli rescue costs must be paid for by the injured skier.
Whatever your style of skiing, we have a policy to suit your needs. Snowcard is the best ski travel insurance available in the UK with over 35 years of experience insuring skiers and snowboarders. Our insurers operate a 24/7 emergency service, who are able to provide a unique and specialist claims service for skiers.
The winter sports activities we cover are listed below. If you can not see the winter sports activity you are taking part in, please email with details and we will advise if cover can be provided.
Please note all policy levels include serach and rescue including helicopter and air ambulance costs.
Ski Travel Insurance Activities
- Cross country langlauf skiing on marked resort trails
- Cross country langlauf skiing away from resort trails
- Skiing on and off piste with or without a guide on marked resort runs and unpisted trails on resort ski area maps
- Snow shoeing on marked resort trails
- Cross country langlauf ski marathon amateur events
- Snowboarding - on and off piste with or without a guide on marked resort runs and unpisted trails on resort ski area maps
- Ski touring (ascending using skins) - back country skiing or snowboarding including telemark, skidoo, snowcat or helicopter skiing
- Heli and snowcat skiing
- Snow shoeing away from marked resort trails
- Heli boarding and snowcat boarding
- Pipe and park freestyle skiing and snowboarding (but excluding competitions)
- Ski touring (pulling pulks) - commercially guided tours only
- Ski mountaineering - alpine ascents using mountaineering equipment (European destinations only)
- Snowboarding in back country areas including heli boarding and snowcat boarding
- Split boarding - back country touring
- Ski mountaineering - alpine ascents using mountaineering equipment (Worldwide destinations)
- Ski touring (pulling pulks) - unguided - you must provide full details of the trip for acceptance before proceeding
Ski Travel Insurance
Taking chances on the slopes without adequate ski cover is a problem (the FCDO estimates around 1 in 5 skiers ignores the need for ski insurance). Should you require medical assistance, or even helicopter rescue in an emergency situation, then you will need to be covered with a good ski travel insurance. Average claims costs are over £1500. If you need a helicopter rescue and hospitalisation is involved, average costs exceed £5000, serious injuries can run into much higher figures, especially in North America where claims regularly exceed £50,000.
As an established specialist provider of ski travel insurance, we understand customer requirements when it comes to skiing, which is why we can offer cover for skiing on and off-piste with or without a guide, allowing you to enjoy your adventure with security and peace of mind.
The Swiss Federal Institute For Forest, Snow and Landscape Research website outlines each avalanche danger level with the European Danger Scale. You should be aware of these guidelines as failure to exercise a duty of care and triggering avalanches that cause other skiers or snowboarders injury or death has recently landed the unaware in court! Snowcard ski cover insurance also includes personal liability insurance.
Why Take Out Travel Insurance for Skiing With Snowcard?
As for any holiday or trip abroad, the last thing you want to think about is what could go wrong and that’s why we provide access to 24/7 emergency assistance no matter where you are in the world. Our ski holiday insurance policies are designed to respond in a crisis, and whilst our premiums are competitive for the high level of cover we provide, it’s important to know when comparing quotes for ski travel insurance that standard, budget or cheap policies typically provide you with much lower levels of cover, often underwritten by insurers with little or no experience of the mountains. Our ski holiday insurance is suitable for all skiers and has been tried and tested over many years.
If you’re new to skiing and planning a ski holiday for the first time, then you may want to read how to stay safe on the slopes, a guide produced by GOV.UK. This will help you choose the right ski holiday insurance for you as well as providing you with further information about skiing.
If you would like to find out further information about our ski insurance or want to enquire about our ski cover policies then please get in touch with us - email. We are more than happy to answer any queries you may have about our ski insurance.
Specialist Cover That Reflects How You Travel
From off-piste skiing to high-altitude trekking, our policies are designed for active travel — adventure insurance for thoughtful adventurers
£10m Emergency medical expenses
Search and rescue included as standard
Personal liability protection
Flexible cover levels tailored to your trip
Cover for a Wide Range of Activities
Explore all activitiesWinter & Snow
- Skiing on and off-piste
- Snowboarding
- Ski touring & heli-skiing
- Winter mountaineering
Mountain & Trekking
- Trekking
- Rock climbing
- Mountaineering
- Via ferrata & bouldering
Cycling & Biking
- Cycle touring worldwide
- Mountain biking
- Trail & downhill
- Enduro & dirt
Water Activities
- Scuba diving
- Surfing & sailing
- Windsurfing
- Kayaking & white water
Multi-Activity
- Backpacking & safaris
- Golf & tennis
- Horse riding
- General sports holidays
Why Snowcard is the best travel insurance
Experience You Can Rely On
With over 35 years of specialist experience, Snowcard has built a reputation among serious travellers across skiing, climbing, cycling and adventure travel with over 50,000 regular clients.
- Trusted by generations of UK adventurers
- Specialist policies for real-world conditions
- Independent and founder run
This isn't standard insurance adapted for adventure.
It's built specifically for it.
Still independently run. Still focused on adventure. Snowcard remains a founder-led business, with decades of experience guiding everything we do.
Confidence to Go Further
The most rewarding experiences often lie just beyond your comfort zone. With the right preparation, uncertainty becomes opportunity.
Snowcard gives you the confidence to:
- Adapt your plans
- Take on more ambitious challenges
- Focus on the experience and not the risk
Underwritten by A+ rated insurers and supported by the International Medical Group, Snowcard provides 24/7 emergency assistance worldwide.
Ready for your next adventure?
35 years of specialist experience. Over 350,000 adventures insured. One quote builder.
Frequently Asked Questions
At Snowcard we have specialist travel insurance suitable of all types of skiers.
We offer specialist cover for the following activities:
- Nordic cross-country skiing
- Pipe and park freestyle skiing and snowboarding
- Skiing - on and off piste with or without a guide
- Ski-biking and ski bobbing
- Ski touring (ascending using skins) - back country skiing or snowboarding, skidoo, snowcat or helicopter skiing
- Ski mountaineering - alpine ascents using mountaineering equipment
- Ski cover Insurance Skiing On and Off Piste
A specialist travel insurance provider will cover you for a range of different activities that will not be covered by a standard travel insurance policy.
Purchasing non-specislist ski cover rather than specialist travel insurance can be a huge risk and could leave you having to pay thousands in medical bills. A standard travel policy may not cover you for certain situations that may occur when you’re skiing and the claims handlers might not have the expertise to deal with your situation. A specialist Snowcard policy will offer you insurance protection that is made to respond in a crisis based on over 35 years winter sports insurance experience.
Snowcard polices are tailored so that you have protection specific to you, our specialist insurance includes cover for:
- Emergency medical treatment
- Search and rescue
- Heli evacuation
- Repatriation to the UK
- Personal Liability
- Personal Accident
- Ski Equipment
- Techno pack – for cameras and electronics
- Cancellation and cutting short a trip
- Travel Delays
- Missed Departure
- Travel Disruption
- Piste Closure