N.B. Insurance policies available from this website can only be used by UK, Channel Islands and Isle of Man residents.

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What level of cover do I need?

Levels of cover

Please start typing your activity in the box below. You are covered for all activities in the level you select and those in lower levels. If you are taking part in multiple activities, make sure you select the highest level that will cover all of your activities.

What is your most extreme activity?

You require: Proceed

Please check our full activity levels information table - if you cant find a match for your activity - let us know so we can add it.

If you are taking part in an activity that might be considered out of the ordinary or you are travelling to unusual or remote destinations, please refer full details before proceeding and we will confirm if your trip can be covered.

How many weeks winter sports on multi trip policies
Cover for COVID19
Expeditions
Excluded activities
Read about the locations we cover
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Annual multi-trip insurance

Cancellation cover (if selected) starts when you book each trip or on the start date entered here and shown on your Insurance Schedule, if this is later. Cover under all other sections of the policy begins when you leave home to go on a trip and ends when you return home from that trip.  The start and finish dates of the trip must fall within the 12 month period of insurance. For trips booked during the 12 month period and that start after the end of the 12 month period, we will provide cancellation cover until the policy ends. Please note that annual multi-trip policies can not be purchased more than 2 months in advance of the policy start date and must be purchased in the UK before departure of your first trip. Cancellation cover commences from the policy start date you specify here.

Single trip limits

Winter sports limits on annual multi-trip policies

Single trip policies

You must insure the full duration of your trip and purchase your insurance before departing from the UK. If you have an annual policy with another insurer and you require higher risk cover with Snowcard for a short duration only, we CANNOT help topping up another insurers policy. You must insure your full trip duration with Snowcard for your policy to be valid.

If you select cancellation cover, it takes effect from the date of policy purchase until your departure date. The insurance for personal belongings, equipment and techno pack (if shown on your Insurance Schedule) is only valid if you have insured the whole duration of each individual trip and starts when you depart from the UK. If you have a Snowcard annual multi trip policy at a lower level of cover, you can purchase single trip top up cover (medical and emergency expenses only) at a higher level for short durations.

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Important information about your age
How many people to be insured?

The age band selected must be that of the person who is the lead insured name or the oldest person in the family or group. If a group member is older than 56+, it will be cheaper for the group if the older traveller is insured separately. For persons aged over 75 contact https://www.biba.org.uk for advice.

Please note a family is 2 adults and upto 4 children up to the age of 18 – a couple is 2 persons married or living together as married – a group is 2 or more persons travelling together on the same holiday. For single parent families, use either the couple or group options.

To insure a minor <18 travelling alone, the parent must register their details but insert the name and age of the child when prompted to enter the name of the person to be insured.

Premium
(inclusive of insurance premium tax)
£10m emergency medical and rescue insurance and £2m personal liability standard on ALL policies.
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Now tailor your quote

Mountaineering Insurance

Snowcard has been insuring mountaineers and climbers since 1990 and are the leading mountain sports insurer in use by non BMC members (who have their own membership insurance). For non BMC members and BMC members alike, Snowcard is the principal choice for mountaineering insurance, trekking insurance and climbing insurance for UK travellers.

Insurance for mountaineering is not properly understood by most insurers who treat it like standard travel insurance.  Particularly when it comes to the complexities of dealing with emergency services and rescue, most general insurers do not have the experience or 24/7 capacity to deal with the complexities of mountain sports adventure travelers. At Snowcard we understand your needs, serach and rescue is automatically covered on all policies and Snowcard also provide you with the ability to tailor your own climbing insurance policy allowing you to customise and choose your own cover limits for;

  • Baggage
  • Sports Equipment
  • Techno Pack – Cameras and electronic equipment
  • Cancellation cover
  • Policy excess

 

Why take out Rock Climbing, Trekking and Mountaineering Insurance with Snowcard?

All mountaineering and rock climbing activities have higher associated risks or injury but not all insurers understand the diversity of mounatin sports, different techniques, equipment and locations involved. That is why we have developed what we believe to be one of the best mountaineering travel insurance covers based on over 30 years of underwriting experience in the front line of supporting climbers and mountaineers. Snowcard policies are of the highest quality underwritten by experienced travel insurers. Your peace of mind is our ultimate aim and Snowcard have stood the test of time in proving time and time again we are up to the job!

We know that you may never need us, however, if you do it’s good to know that we’re on hand should something go wrong with access to our 24/7 emergency assistance helpline regardless of where you are in the world.

Staying safe whilst climbing

For more information on climbing safety read these 10 Tips for Safe Climbing - whether you're climbing, trekking, walking, or mountaineering enjoy your adventure holiday with reassurance that you're properly covered with a specialist Snowcard policy.

 

FAQs

What Does Mountaineering Insurance Cover?

Here at Snowcard we have specialist mountain sports travel insurance suitable for recreational mountaineers on adventure holidays.

We offer specialist cover for the following activities:

  • Alpine mountaineering in Europe

  • Big wall climbing (multi pitch/multi day ascents)

  • Bouldering  

  • Fell running  

  • Glacial crossing/trekking

  • Hill walking

  • Ice climbing  

  • Mountaineering up to 7000m in the greater ranges  

  • Mountain marathons  

  • Multi pitch rock climbing

  • Single pitch and bolted sport climbing

  • Trad climbing (Traditional multi pitch climbing)

  • Trekking up to 6000m in the greater ranges (eg, Everest base camp, Inca Trail, Kilimanjaro)

  • Trekking peaks up to 7000m (as designated in the Himalaya, e.g. Island Peak, Mera Peak etc)

  • Via ferrata  

Why Use a Specialist Mountaineering Travel Insurance Provider?

Mountaineering activities have significantly more complicated associated risks and standard travel insurers will not have policies that cover the extensive needs of mountain sports travellers, who will be exposed to situations requiring experienced claims handlers.

Here at Snowcard we have developed what we believe to be the best mountaineering travel insurance cover, based on over 30 years of underwriting experience in mountain sports insurance.

Snowcard policies are of the highest quality, with the best underwriting security with experienced market leaders in the field who have supported Snowcard clients for many years and understand their need for reliability and trust in mountain sports insurance.