Activity levels
Adventure basic
Bike sports
- Cycle touring (tarmac roads)
- Cycle touring (off road tracks or gravel roads)
General sports/general travel
- Backpacking
- Beach holidays
- Camel desert safaris
- City breaks
- Cruises
- Fishing (fly/coarse/beach/pier)
- Fishing (sea fishing within coastal waters 12 miles from shore)
- Go karting (as a part of an organised holiday activity package, excludes liability insurance for motorised vehicles)
- Golf
- Horse riding/pony trekking
- Jogging (non-competitive running)
- Motor cycle touring (tarmac roads only)
- Non manual voluntary or charity work
- Safari
- Yoga, Meditation and Art retreats
Mountain sports
- Non-technical walking on tracks and paths including coastal paths not in alpine or mountainous regions
- Orienteering
Water sports
- Canadian canoeing on lakes or flat water
- Canoeing on lakes or flat water
- Coastal sailing/yachting (within 12 miles of the shore)
- Dinghy sailing
- Dinghy racing (amateur events only)
- Flotilla sailing
- Hydro speeding
- Rowing (including amateur events)
- Sailing regattas (organised amateur events only)
- Scuba diving to 40 meters (subject to qualification or undertaking a recognised course)
- Sea kayaking (day trips)
- Snorkelling
- SUP paddle boarding (flat water only)
- Surf kayaking
- Surfing
- Swimming treks (organised and professionally supported)
- Wake boarding and water skiing
- Yachting within 60 miles of a safe haven.
Winter sports
- Cross country langlauf skiing (on marked resort trails only)
- Ice skating (recreational as part of a winter sports holiday)
- Nordic cross country skiing (on marked resort trails only)