Water Sports Travel Insurance
- 24/7 Emergency medical cover
- Search and rescue
- Repatriation
- Personal liability
Water Sports Travel Insurance
Specialist water sports cover for people who plan carefully and travel further.
Snowcard are one of the UK's longest running activity holiday insurers and have been providing specialist water sports travel insurance for over 35 years.
A Snowcard policy is tailor made for adventure travel and we provide specialist water sports holiday insurance that covers a wide range of water sports activities:
- Scuba diving
- Surfing
- Swimming treks
- White water rafting
- Sea and surf kayaking
- Canadian canoeing
- Canoeing on lakes or flat water
- Canyoning and coasteering
- Cave diving
- Coastal sailing/yachting (within 12 miles)
- Dinghy sailing
- E-foiling
- Flotilla sailing
- Hydro speeding
- Kite surfing
- River wilderness expeditions
- Rowing (including amateur events)
- Sailing regattas (organised amateur events)
- Tall ship sailing (professionally organised)
- Wake boarding and water skiing
- Windsurfing
- White water kayaking (up to grade 5)
For a complete list of activities covered please visit our activities covered page.
Why Standard Travel Insurance Isn't Always Suitable
When buying water sport holiday insurance remember that standard insurers will not necessarily cover what they deem to be more hazardous or adventurous water sports activities with higher associated risks of injury.
Many general travel policies like those provided free with bank accounts will only cover the lowest risk sports and limit or exclude cover for search and rescue or personal liability insurance — which are extremely important for any water sports enthusiast.
It is important not tot fall into the trap of making price alone the only deciding factor when purchasing water sports holiday insurance.
Why Buy Specialist Water Sports Cover from Snowcard?
Having specialised in activity holiday insurance since 1990 we are one of the UK's longest running specialists insuring adventure holidays. We understand the needs of our clients as adventure travellers and that's why we've developed what we believe to be the best specialist water sports activity policies with the highest quality and flexible cover designed to respond in an emergency.
Our water sports travel insurance policies provide you with complete freedom and flexibility to tailor your own travel insurance, enabling you to choose your own sums insured for baggage, sports equipment, cancellations, and our unique techno pack option.
No matter where you are in the world you'll also benefit from 24/7 access to specialist claims and assistance services.
How To Buy Water Sports Holiday Insurance
It really couldn't be easier to get a quote and buy water sports travel insurance online with Snowcard. Simply use our unique quote builder to enter your trip details for an instant quote, then tailor and select your own sums insured.
For single trip and annual multi-trip policies, we offer five options for our water sports holiday insurance:
- Adventure basic
- Adventure plus
- Max adventure
- Extreme adventure
- Pro adventure
Each option covers progressively higher risk water sports activities. If you plan on partaking in various water sports activities, please always ensure that you select the option which will cover your highest risk activity.
If you would like to find out more information about water sports holiday insurance then please get in touch with us by email. Emails are answered 7 days a week.
Specialist Cover That Reflects How You Travel
From off-piste skiing to high-altitude trekking, our policies are designed for active travel — adventure insurance for thoughtful adventurers
£10m Emergency medical expenses
Search and rescue included as standard
Personal liability protection
Flexible cover levels tailored to your trip
Frequently Asked Questions
Water sports like sailing, windsurfing, kayaking and kite surfing are extremely popular and readily accessible in Europe and further afield. However, these activities can come with risks standard travel insurance may not cover more adventurous activities. Therefore, it’s crucial that you have the right water sports travel insurance for added peace of mind on your water sports adventures.
Snowcard are proud to provide high-quality water sports travel insurance for a range of activities, we have over 35 years of experience and all of our policies can be tailored to suit your needs. Make sure you have the right coverage before you embark on your next watersports adventure.
This depends on the water sports you are planning on doing and whether you would like the flexibility to tailor your own policy. At Snowcard we offer 5 options of cover:
- Adventure Basic
- Adventure Plus
- Max Adventure
- Extreme Adventure
- Pro Adventure
Each option covers higher risk activities progressively. You can find out about the levels and activities they cover on the activities covered page.
Our water sports travel insurance provides you with cover for emergency medical and recovery costs, ambulance charges and repatriation to the UK. We offer 5 options with our policies, each covers progressively higher risk sports and activities.
With our travel insurance, as standard you will receive medical and liability cover, £10 million for emergency medical expenses and £2 million for personal liability. All policies include rescue costs. You can customise your insurance to cover personal belongings, sports equipment, electronics (techno pack), cancellation and travel interruption.
Cover for a Wide Range of Activities
Explore all activities
Winter & Snow
- Skiing on and off-piste
- Snowboarding
- Ski touring & heli-skiing
- Winter mountaineering
Mountain & Trekking
- Trekking
- Rock climbing
- Mountaineering
- Via ferrata & bouldering
Cycling & Biking
- Cycle touring worldwide
- Mountain biking
- Trail & downhill
- Enduro & dirt
Water Activities
- Scuba diving
- Surfing & sailing
- Windsurfing
- Kayaking & white water
Multi-Activity
- Backpacking & safaris
- Golf & tennis
- Horse riding
- General sports holidays
Why Snowcard is the best travel insurance
Experience You Can Rely On
With over 35 years of specialist experience, Snowcard has built a reputation among serious travellers across skiing, climbing, cycling and adventure travel with over 50,000 regular clients.
- Trusted by generations of UK adventurers
- Specialist policies for real-world conditions
- Independent and founder run
This isn't standard insurance adapted for adventure.
It's built specifically for it.
Still independently run. Still focused on adventure. Snowcard remains a founder-led business, with decades of experience guiding everything we do.
Confidence to Go Further
The most rewarding experiences often lie just beyond your comfort zone. With the right preparation, uncertainty becomes opportunity.
Snowcard gives you the confidence to:
- Adapt your plans
- Take on more ambitious challenges
- Focus on the experience and not the risk
Underwritten by A+ rated insurers and supported by the International Medical Group, Snowcard provides 24/7 emergency assistance worldwide.
Ready for your next adventure?
35 years of specialist experience. 50,000 adventurers covered. One quote builder.