Mountain Biking Travel Insurance

What does Mountain Bike Travel Insurance cover?

Snowcard has been providing specialist adventure activity holiday insurance since 1990 and have extensive experience and understand our customer’s requirements when it comes to mountain bike insurance. 

The core cover is £10m for emergency medical expenses and repatriation. Search and rescue is covered up to £100,000 and personal liability up to £2m

Bikes can be included for damage in transit as well as personal belongings and equipment.

Check out our full range of activities covered for more information - all policies include search and rescue cover.

Each policy level covers progressively higher risk mountain biking and other sports activities can be included up to and including the level selected if you are on a multi-activity holiday. Use the quote builder 'find my level of cover' tool to select the correct policy option.

Which is the best travel insurance for mountain biking?

This will depend on the types of riding you will be doing. 

Adventure

Cross-country cycling is defined by the terrain on which it is performed. Cross-country courses and trails consist of a mix of rough forest paths, single or double tracks, smooth fire roads, and even paved paths connecting trails together. Cross-country trails are deemed "easy" or "intermediate" and rely more on physical prowess than technical ability.

Adventure Plus

Trail riding mountain bikes are typically ridden on mountain trails, fire roads, logging roads, and other unpaved trails. These types of terrain commonly include rocks, washouts, ruts, loose sand, loose gravel, roots, and steep slopes or ski runs, sometimes accessed using ski lifts.

Adventure Max

Enduro and Downhill mountain biking (DH) - recreational holiday riding only not involving competitions or timed events (see Pro Adventure below) - (DH) is a genre of mountain biking practiced on steep, rough terrain that often features jumps, drops, rock gardens and other obstacles.

Expedition

Enduro amateur mountain bike races where the downhills are timed, and the uphills are mandatory but not timed. Riders are timed in stages that are primarily downhill, with neutral "transfer" stages in between. The transfer stages usually must be completed within a time-limit, but are not part of the accumulated time.

Snowcard policies are completely flexible and provide you with the freedom to tailor your policy and select your own sums insured including your bike. More importantly, all Snowcard policies come with a 24/7 specialist worldwide emergency service. 

We also provide cover for a range of other cycling activities such as cycle touring, for more information visit our cycling travel insurance page.

If you would like to find out further information about our mountain bike holiday insurance then please get in touch with Snowcard email. We are more more than happy to answer any queries or questions you may have about your mountain bike travel insurance.