N.B. Insurance policies available from this website can only be used by UK, Channel Islands and Isle of Man residents.

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What level of cover do I need?

Levels of cover

Please start typing your activity in the box below. You are covered for all activities in the level you select and those in lower levels. If you are taking part in multiple activities, make sure you select the highest level that will cover all of your activities.

What is your most extreme activity?

You require: Proceed

Please check our full activity levels information table - if you cant find a match for your activity - let us know so we can add it.

If you are taking part in an activity that might be considered out of the ordinary or you are travelling to unusual or remote destinations, please refer full details before proceeding and we will confirm if your trip can be covered.

How many weeks winter sports on multi trip policies
Cover for COVID19
Expeditions
Excluded activities
Read about the locations we cover
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Annual multi-trip insurance

Cancellation cover (if selected) starts when you book each trip or on the start date entered here and shown on your Insurance Schedule, if this is later. Cover under all other sections of the policy begins when you leave home to go on a trip and ends when you return home from that trip.  The start and finish dates of the trip must fall within the 12 month period of insurance. For trips booked during the 12 month period and that start after the end of the 12 month period, we will provide cancellation cover until the policy ends. Please note that annual multi-trip policies can not be purchased more than 2 months in advance of the policy start date and must be purchased in the UK before departure of your first trip. Cancellation cover commences from the policy start date you specify here.

Single trip limits

Winter sports limits on annual multi-trip policies

Single trip policies

You must insure the full duration of your trip and purchase your insurance before departing from the UK. If you have an annual policy with another insurer and you require higher risk cover with Snowcard for a short duration only, we CANNOT help topping up another insurers policy. You must insure your full trip duration with Snowcard for your policy to be valid.

If you select cancellation cover, it takes effect from the date of policy purchase until your departure date. The insurance for personal belongings, equipment and techno pack (if shown on your Insurance Schedule) is only valid if you have insured the whole duration of each individual trip and starts when you depart from the UK. If you have a Snowcard annual multi trip policy at a lower level of cover, you can purchase single trip top up cover (medical and emergency expenses only) at a higher level for short durations.

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Important information about your age
How many people to be insured?

For annual policies, select the age band for the oldest party member at the start date of the policy. For single trip policies, select the age band for the oldest party member at the date of travel.

The age band selected must be that of the person who is the lead insured name or the oldest person in the family or group. If a group member is older than 56+, it will be cheaper for the group if the older traveller is insured separately. For persons aged over 75 contact https://www.biba.org.uk for advice.

Please note a family is 2 adults and upto 4 children up to the age of 18 – a couple is 2 persons married or living together as married – a group is 2 or more persons travelling together on the same holiday. For single parent families, use either the couple or group options.

To insure a minor <18 travelling alone, the parent must register their details but insert the name and age of the child when prompted to enter the name of the person to be insured.

Premium
(inclusive of insurance premium tax)
£10m emergency medical and rescue insurance and £2m personal liability standard on ALL policies.
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Now tailor your quote

Adventure Travel Insurance

Looking for Adventure sports travel insurance? Snowcard has been providing adventure holiday insurance for over 30 years and have worked hard with our underwriters to develop what we think is the best specialist adventure sports travel insurance in the UK. To read more about the activities we cover and read more about our Adventure activity insurance and see why Snowcard is the best travel policy for activity holidays, click here.

Snowcard adventure activity insurance covers many adventure sports including winter sports, water sports, mountain sports, bike sports, as well general travel for city breaks, safaris, golf or beach holidays.

if you're looking to hit the slopes we offer tailor-made ski travel insurance and snowboarding cover for on and off piste winter sports activity, with or without a guide.

For water sports, we provide cover for many activities ranging from swimming treks to white water kayaking, windsurfing and sailing, canoeing, kite surfing, wakeboarding, water skiing, white-water rafting and scuba diving.

For trekking, whether to Everest Base Camp or Kilimanjaro, Snowcard are renowned for providing the best trekking cover for ultimate peace of mind that your rescue and medical costs are insured with specialist mountain sports insurers. We also provide cover for abseiling, sport and trad climbing, as well as Alpine mountaineering and high-altitude ascents across the globe.

When it comes to bike sports, we provide policies for cycle touring, iron man amateur events mountain biking, and triathlon amateur events.

Please refer to our activities covered page for the full list of activities that we provide adventure travel insurance for. Snowcard is dedicated to proving high quality adventure holiday insurance at affordable prices.

 

How To Buy Adventure Sports Travel Insurance

Getting a quote and buying adventure holiday insurance online with Snowcard could not be easier. Simply complete our short form at the top of this page to get an instant quote. Use the ‘find my level of cover’ option in part 1 of the quote form to find the correct policy level for your adventure activity insurance.

 

For single trip and annual multi-trip policies, we offer the following 5 options of adventure holiday insurance.

  • Adventure basic
  • Adventure plus
  • Max adventure
  • Extreme adventure
  • Pro adventure

Please make sure that you've selected the correct option to cover your activity. If you plan on taking part in multiple adventure sports, select the option to cover your highest risk activity. We offer personalised and tailored adventure travel insurance to suit your needs.

Once you've selected your activity option you can put together your own unique adventure policy by selecting the 'tailor your quote' button and select your own sums insured for baggage, equipment, electronics and cancellation making policies from Snowcard the most flexible in the UK.

Why Buy Travel Insurance Adventure Cover from Snowcard?

Although other insurers may include adventure sports travel insurance, be mindful that low cost single trip or multi trip policies (like those provided with bank accounts) will come with very low cover levels and restrictions that might not properly cover you on your adventure holiday. At Snowcard we offer specialist adventure travel insurance which is tried, tested and tailored to suit your activity holiday.

With standard travel insurance, many adventure activities are not covered, particularly with packaged multi-trip travel insurances provided free with bank accounts. Always take into consideration that the more adventurous your activity and the higher the associated risk, there is an increased likelihood that standard travel insurance will leave you underinsured. 

With adventure travel insurance from Snowcard, you can rest assured that as one of the longest-running specialists in activity holiday insurance, we understand your needs. Our policies are designed to respond in a crisis and you have access to emergency assistance 24/7 wherever you are in the world.

 

Tips for Getting the Best Adventure Travel Insurance

When it comes to buying adventure holiday insurance it’s important to remember that price alone should not be the deciding factor, as the level of cover may not match your own unique requirements. Whilst our prices are competitive, we do appreciate that it can be difficult to decide which policy to take, especially when so many insurers offer adventure travel insurance as an optional extra and cover limits can look very similar. However, as we’ve already mentioned purchasing standard travel insurance can potentially leave you underinsured, especially when it comes to more adventurous activities.

Snowcard policies have been avaialble to adventure travellers for the past 30 years. We have a longstanding and close working relationship with our underwriters and together we adopt a pro-active approach to understanding the specialist needs of each and every client as an adventure traveller. We are dedicated to proving the best adventure sports travel insurance possible for everyone.

If you would like to find out further information about our adventure travel insurance or any of our adventure activity insurance policies then please get in touch with Snowcard today. You can get in touch with us by using our contact form or by email. We will be more than happy to answer any queries or questions you have about our adventure sports travel insurance.

FAQs

Why Buy Adventure Travel Insurance?

If you are planning adventure sports activities on your holiday then standard travel insurance will not fully cover you.

Whilst many standard policies say they will cover some hazardous activities you will be better off using a dedicated specialist for adventure sports like rock climbing, scuba diving and mountaineering because of their more specific policy wordings and claims handling service based on experience of managing sports injuries.

If you don’t have specialist adventure insurance then you may find some expenses might not be covered, particularly for search and rescue or helicopter evacuation.

Here at Snowcard we offer dedicated adventure travel insurance designed to respond in a crisis and is based on over 30 years of experience in claims management for adventure sports travellers.

What Does Adventure Travel Insurance Cover?

At Snowcard Insurance, our policies can be tailored to ensure you have protection to suit your personal needs and depending on the cover options you select can include cover for:

Emergency Medical Expenses, Rescue & Repatriation (included automatically on all policy options) up to £10 million (note: only UK policies provide these levels of cover – cheaper policies available ‘in resort’ outside of the UK DO NOT provide adequate levels of cover for UK travellers).

  • Personal Liability
  • Personal Accident
  • Personal Belongings
  • Sports Equipment
  • Techno pack – for cameras and electronics
  • Cancellation & Travel Interruption
  • Travel Delays
  • Missed Departure
  • Piste Closure