Winter Sports Travel Insurance

The winter sports activities we cover are listed below. If you can not see the winter sports activity you are taking part in, please email with details and we will advise if cover can be provided.

Please note all policy levels include serach and rescue including helicopter and air ambulance costs.

Cross country langlauf skiing on marked resort trails

Nordic cross country skiing on marked resort trails

Cross country langlauf skiing away from resort trails

Nordic cross country skiing (away from resort trails/multi day tours)

Skiing on and off piste with or without a guide on marked resort runs and unpisted trails on resort ski area maps

Snow shoeing on marked resort trails

Cross country langlauf ski marathon amateur events

Snowboarding - on and off piste with or without a guide on marked resort runs and unpisted trails on resort ski area maps

Ski touring (ascending using skins) - alpine touring, back country skiing including skidoo, snowcat or helicopter skiing

Telemark skiing - on and off piste with or without a guide on marked resort runs and unpisted trails on resort ski area maps

Heli and snowcat skiing

Snow shoeing away from marked resort trail

Heli boarding and snowcat boarding

Pipe and park freestyle skiing and snowboarding (but excluding competitions) 

Ski touring (pulling pulks) - commercially guided tours only

Ski mountaineering - alpine ascents using mountaineering equipment (European destinations only)

Snowboarding in back country areas including heli boarding and snowcat boarding

Split boarding - back country touring

Ski mountaineering - alpine ascents using mountaineering equipment (Worldwide destinations) - you must provide full details of the trip for acceptance before proceeding

Ski touring (pulling pulks) - unguided - you must provide full details of the trip for acceptance before proceeding

Ski racing - organised amateur ski races forming part of a recreational winter sports holiday (not available for ski race training and competitions for any formal teams, squads or national bodies or professional level events)

Is Standard Travel Insurance With Winter Sports Cover Enough?

If you have standard travel insurance including winter sports cover, or have free insurance with your bank account, note their winter sports cover may not always be appropriate when it comes to providing cover specifically for on and off piste winter sports activities. Most standard travel policies including those provided free with bank accounts severely restrict or limit off piste skiing and snowboarding. With a Snowcard winter sports insurance, you can rest assured you are covered by experts who have been insuring skiers and snowboarders for over 35 years. All Snowcard policies include search and rescue as standard.