Adventure plus

Basic sports/general travel

  • Backpacking
  • Beach holidays
  • Camel desert safaris
  • City breaks
  • Cruises
  • Fishing (fly/coarse/beach/pier)
  • Fishing (sea fishing within coastal waters 12 miles from shore)
  • Golf
  • Horse riding/pony trekking
  • Non manual business travel
  • Non manual voluntary or charity work
  • Running including amateur marathons
  • Safari
  • Zip lining (as a part of an organised holiday activity)

Bike sports

  • Cycle touring
  • Cycle touring - road racing
  • Motor cycle touring
  • Mountain biking - cross country and trail riding

Mountain sports

  • Abseiling
  • Bouldering
  • Hill walking in summer conditions (e.g. Tour de Mont Blanc, Hut to Hut tours)
  • Orienteering
  • Pot Holing and Caving (in previously explored systems where there is organised local cave rescue)
  • Scrambling
  • Single pitch and bolted sport climbing
  • Trekking upto 4000m in the greater ranges (e.g. Nepal, South America)
  • Via ferrata

Water sports

  • Canadian canoeing
  • Canoeing on lakes or flat water
  • Canyoning and coasteering
  • Coastal sailing/yachting (within 12 miles of the shore)
  • Dinghy sailing
  • Flotilla sailing
  • Hydro speeding
  • Kite surfing
  • River wilderness expeditions
  • Rowing (including amateur events)
  • Sailing regattas (organised amateur events only)
  • Scuba diving to 40 meters (subject to qualification or undertaking a recognised course)
  • Scuba diving to depths exceeding 40 meters (subject to qualification or undertaking a recognised course)
  • Sea and surf kayaking
  • Surfing
  • Swimming treks (organised and professionally supported)
  • Tall ship sailing (as crew with a professionally organised company)
  • Wake boarding and water skiing
  • Windsurfing
  • White water kayaking up to grade 3
  • White water rafting
  • Yachting within 60 miles of a safe haven.

Winter sports

  • Nordic cross country skiing (on marked resort trails only)
  • Dog sledging (recreational day trips only, excluding exploratory or polar expeditions)
  • Skiing - on and off piste with or without a guide
  • Snowmobiling (as a part of an organised holiday activity package, excludes liability insurance for motorised vehicles)
  • Tobogganing (as an organised holiday activity)