Important information about cover if you are purchasing insurance after UK departure
If you have already departed on your trip prior to purchasing your travel insurance, or if your previous insurance has expired, cover is available subject to payment of an additional premium (this is automatically calculated and included in your 'quote builder' quote.
The following conditions will also apply:
a. All cover must start on the day following purchase or expiry of your previous insurance.
b. No cover applies in respect of pre-existing medical conditions.
c. 3 day waiting period before medical expenses cover commences in respect of illness if departure from home country was more than 7 days before purchase or if your previously held insurance policy has expired within the last 7 days.
d. The 14 day ‘cooling off period’ for cancelling the policy does not apply.
e. The overall period of your trip outside your home country does not exceed the policy maximum for your age, including any period of travel prior to this policy being purchased. In the event of a claim you will be required to provide evidence of the day you first left your home country.
f. Annual Multi-trip cover is not available.
g. The insurance must be arranged for the remaining period of your trip including return to the UK.
h. You must have paid the appropriate additional premium to cover any trip you have already departed on.